Share Rates

Rates/terms subject to change at the discretion of the FCCU Board of Directors. 10/1/18
Quarter ending September 30, 2018
 

Money Market Accounts

Dividend Rate

APY* Term
Super Money Market - Balance up to $49,999.99 0.15 0.15 n/a
Super Money Market - Balance $50,000 - $74,999.99 0.65 0.65 n/a
Super Money Market - Balance $75,000 & over 0.75 0.75 n/a
Money Market - Balance 0 - $2,499.99 0.05 0.05 n/a
Money Market - Balance $2,500 - $9,999 0.15 0.15 n/a
Money Market - Balance $10,000 - $24,999 0.20 0.20 n/a
Money Market - Balance $25,000 & over

0.30

0.30 n/a

Checking Products
Value Plus Checking -  Min. to open $500.00 0.00 0.00 n/a
Premiere Checking -  Minimum Balance $1,500.00 0.00 0.00 n/a
High Yield Checking - Balance $0 - 9,999.99 0.01 0.01 n/a
High Yield Checking - Balance $10,000 - $24,999.99 0.03 0.03 n/a
High Yield Checking - Balance $25,000 & over 0.05 0.05 n/a

Share Accounts
Share Account - Minimum Balance $100.00 0.10 0.10 n/a
Holiday Club 0.10 0.10 n/a
 
 
Individual Retirement Accounts

Interest Rate

APY* Term
IRA - Traditional 0.25 0.25 n/a
IRA - ROTH 0.25 0.25 n/a
IRA - Educational 0.25 0.25 n/a
       
Certificates      
Regular Certificates** - Minimum $5,000 0.85 0.85 12
Jumbo Certificates** - Minimum $75,000 1.25 1.25 12
Regular 30 Month Certificates** - Minimum $5,000 1.10 1.10 30
Jumbo 30 Month Certificates** - Minimum $75,000 1.60 1.60 30
Regular 60 Month Certificates** - Minimum $5,000 1.50 1.50 60
Jumbo 60 Month Certificates** - Minimum $75,000 2.00 2.00 60


* APY = Annual Percentage Yield - Dividends Paid Quarterly Super/Regular Money Markets, Checking, Share and IRA Share Accounts are variable rate accounts and the rate may change after the accounts are opened. Fees may reduce earnings on share accounts. ** A penalty will be imposed for early withdrawals on all certificate accounts. Certificate terms are listed in months.

Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
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