Fee Schedule

Share (Savings)
Open new share account $1.00
Phone Transfers $3.00/ea.
(Free - Online / Call 24)
Mailed Checks (share withdrawals) $2.00/ea.
Close share account within 90 days of opening $25.00
Close account to remove joint owner (involving any other related accounts) $25.00
Statement photocopies $1.00 per page
Interim statement printouts $1.00 per page
Writs of Garnishment $50.00/ea.
Reopen account within 6 months $15.00
Reopen account within 6 months involving other related accounts. $25.00
Single Service Fee
(Charged to Share accounts below $300.00 with no other deposit account or loan/MasterCard account. Children accounts under 24 years of age will not be charged)
$5.00/mo

All Checking Accounts
Stop Payment $32.00/ea.
Cancel Stop Payment $5.00/ea.
NSF (non-sufficient funds) $32.00/ea.
Paid NSF* $32.00/ea.
Negative Balance fee $32.00/ea.
Deposited item returned $10.00/ea.
Statement printouts/Photocopies $1.00 per page
Interim statement printouts $1.00 per page
Draft photocopies $4.00/ea
Writs of Garnishment $50.00/ea.
Reconciling account ($5.00 minimum) $20.00 per hour
Collection fee $10.00/item

Checking printing charges vary with style. *Overdrafts created by checks, in person withdrawals, ATM or ACH withdrawals, or any other withdrawal via electronic means.

Value Checking
Transfer fee $3.00/ea.
(Free - Online / Call 24)
Bill Pay Fee $3.95/mo.

Value Plus Checking
Below minimum balance ($500) $5.00/mo.
Transfer fee $3.00/ea.
(Free - Online / Call 24)
Inactive Bill Pay fee $5.00 /mo.

Premiere Checking
Below minimum balance ($1,500) $10.00/mo.
Inactive Bill Pay fee $5.00 /mo.

High Yield Checking
Below minimum balance ($10,000) $10.00/mo.
Inactive Bill Pay fee $5.00 /mo.

Fresh Start Checking
Service Charge $10.00/mo.
Transfer fee $3.00/ea.
(Free - Online / Call 24)
Bill Pay Fee $3.95/mo.

Money Market
Below minimum balance ($2,500) $5.00/mo.

Super Money Market
Below minimum balance ($50,000) $15.00/mo.

Individual Retirement Accounts
Close, transfer or rollover $25.00
Annual Fee $25.00/yr.

Certificate Accounts
Early withdrawal penalties
      3 and 6 month certificates
      Over 6 month certificates
90 days interest
180 days interest

Dormant Accounts
Share balances below $300 with no other deposit/loan or Mastercard account and no member activity for 12 months. $5.00/mo.

Wires
View our wire instructions.
     Incoming $10.00/ea. - $40.00/ea
     Domestic Outgoing Wire transfers $25.00/ea.

Automated Teller Machines (ATMs) / Debit
First Debit Card No Charge
Additional Debit Cards $5.00/ea.
PIN replacement $2.00/ea.
Withdrawals
      Value / Fresh Start Checking ( First 4 withdrawals at Publix free per month) $2.00/ea.
      Value Plus Checking - first 4 per month No Charge
      Premiere Checking - first 7 per month No Charge
      Thereafter $2.00/ea.
Withdrawals (Members with a Share Account) $2.00/ea.
Withdrawals at First Choice Credit Union Owned ATM's
No Charge
Transfers, Inquiries $2.00/ea.

Credit Card (MasterCard/Visa)
Cash Advance $1.00 minimum or 3% not to exceed $10.00

VISA
Currency Conversion fee 1.00% of transaction

MasterCard
Foreign transaction fee 1.00% of transaction

Other Fees
Money Orders $2.00/ea.
Official Checks < $200 - $5.00/ea.
> $200 - $2.00/ea.
Bad Address $5.00/mo.
ACH NSF $32.00/ea.
Stop payment/Official check $32.00/ea.
Photocopy of Official checks $10.00/ea.
Account Research ($5.00 minimum) $20.00/hr.
Photocopies $1.00 per page
Foreign Collection fee $10.00 - $25.00
Phone Collection fee $10.00 per payment
Safe Deposit Re-Key Up to $300.00
Return Deposit Fee $30.00/ea.
Shared Branching Transaction fee (excludes deposits) $2.00 per day
Coin Counter 5% Members
10% Non-Members
Verification of Deposit $10.00/ea.
Club Withdrawal (One free per year) $5.00/ea.
Notary Service / Signature Guarantee $5.00/ea.
Loan payment by Credit/Debit Card $10.00/ea.
 
All fees are subject to change. 
Effective September 1, 2017

Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
Equal Housing Opportunity

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