Loan Rates

Rates effective October 1, 2018


Vehicle Loans
3

New Auto


Term
Payment Per $1,000 Borrowed
APR1

Notes
36 $28.27 - $31.86 1.15% - 9.14%  
48 $21.54 - $25.19 1.65% - 9.64%  
60 $17.48 - $21.19 1.90% - 9.89%  
66 $16.08 - $17.89 2.15% - 6.14% Term may not be available based on credit evaluation
72 $15.04 - $16.88 2.65% - 6.64% Term may not be available based on credit evaluation
84 $13.62 - $14.68 3.90% - 6.15% Term may not be available based on credit evaluation


Used Auto

36 $28.38 - $31.98 1.40% - 9.39%  
48 $21.65 - $25.31 1.90% - 9.89%  
60 $17.59 - $21.32 2.15% - 10.14%  
66 $16.19 - $18.01 2.40% - 6.39% Term may not be available based on credit evaluation
72 $15.15 - $17.00 2.90% - 6.89% Term may not be available based on credit evaluation

Other Secured Loans
2
Up to 60 months $19.22 - $21.50 5.74% - 10.49%  
Greater than 60 months $19.22 - $21.50 5.74% - 10.49%  

Not Fully Secured
2
12 $85.97-$91.25 5.74% - 16.99  
24 $44.44 - $49.71 6.24% -17.49%  
36 $30.77-$36.71 6.74% --17.99%  
48 $24.07-$29.39 7.24% -17.99%  
60 $20.16-$24.06 7.74%-15.49%  

Share Secured
12 $84.15-$84.38 1.79% -2.29%  
24 $42.57-$42.79 2.04% -2.54%  
36 $28.78- $29.00 2.29% -2.79%  
48 $22.05-$22.27 2.79% -3.29%  
60 $18.33 -$18.56 3.79% -4.29%  

CD Secured

Varies

Varies 2.00% Above
CD rate
 

MasterCard
4
Classic - Minimum Limit $300   14.76%  
Gold - Minimum Limit $5,000   9.94%  




1
APR = Annual Percentage Rate  Individual loan rates are determined by member's specific credit history. Rates are subject to change at any time.
2Package of Protection not available for these loans.
3The lowest rates include the following discounts:

.50% for Stellar Relationship (Direct Deposit, automatic loan payment, Checking and e-statements) AND
.25% for Premiere OR High Yield Checking AND
.50% with Package of Protection
AND
.25% for using our Auto Advisor Service

4 Rate Discounts are available only on consumer loans.
Full loan disclosures will be given when loan is disbursed.

Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
Equal Housing Opportunity

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