Personal Loans

Personal Loans

Sometimes life happens, and you need access to additional funds. The FCCU personal loan is the answer to give yourself some financial breathing room.

Available in increments from $500 to $10,000, terms to 60 months, share-secured or unsecured, we offer the flexibility you need and the quick loan closing your busy lifestyle demands.

Membership required. Subject to loan approval. Loan to value and credit history will determine your available rate.

 

Personal Loans
CREDIT SCOREAPR1
12 Months24 Months36 Months48 Months60 Months
720+7.99%8.24%8.49%9.49%10.49%
680-7198.74%8.99%9.24%10.24%11.24%
640-6799.99%10.24%10.49%11.49%12.49%
600-63911.99%12.24%12.49%13.49%14.49%
Less than 60013.99%14.24%14.49%15.49%N/A
1APR = Annual Percentage Rate. Individual loan rates are determined by members’ specific credit history. Loans are subject to credit approval. Some restrictions may apply. Rates may vary depending on your credit report. We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other scores you provide. Rates are subject to change at any time. Contact a First Choice Credit Union associate for complete details. Full loan disclosures will be given when loan is disbursed at closing.