| MasterCard Classic Disclosure | |
|---|---|
|
Annual percentage rate (APR) for purchases |
14.76% |
|
Other APRs |
Cash Advance APR: Classic 14.76% Balance Transfer: Classic 14.76% |
|
Variable rate information |
|
|
Grace period for repayment of the balance for purchases |
You have 25 days to repay your balance for purchases before a finance charge will be imposed. |
|
Method of computing the balance for purchases |
Average Daily Balance (including new purchases) |
|
Annual fees |
$0.00 |
|
Minimum finance charge |
$0.00 |
| Transaction fee for purchases |
$0.00 for domestic purchases; 1% of transaction amount for foreign transactions. |
Transaction fee for cash advances: $1.00 minimum or 3% of advance amount, not to exceed $10.
Balance Transfer Fee: $5.00 per transfer
Additional cards: $5.00 each
Replace lost or stolen cards: $10.00 each
Late Payments: $20.00 each
Payment check returned: $30.00 each
Over the limit fee: $0.00 per month
As of July 27, 2020, to find out what information may have changed, review your First Choice Credit Union Credit Card Agreement when you receive your new card or contact First Choice Credit Union in writing with your request at, 1055 S. Congress Ave, West Palm Beach, FL 33406, by email msr@firstchoicecu.org or call (561)641-0100.
Florida Acknowledgement Form Pursuant to Florida Statues 627.679 (1)(c)
I understand that the credit life coverage may be deferred if, at the time of application, I am unable to engage in employment or unable to perform normal activities of a person of like age and sex if the proposed credit life insurance policy contains this restriction. In addition, I understand that the optional credit protection benefits under the policy may terminate when I reach a certain age and acknowledge that my age is stated correctly on the application or policy.
I understand that I will receive a full copy of the First Choice Credit Union Credit Card Account Agreement and disclosures by mail with my new credit card. I understand that I can request a copy at any time by submitting a request in writing using the information above.
| MasterCard Gold Disclosure | |
|---|---|
|
Annual percentage rate (APR) for purchases |
8.75% |
|
Other APRs |
Cash Advance APR: Gold 8.75% Balance Transfer: Gold 8.75% |
|
Variable rate information |
|
|
Grace period for repayment of the balance for purchases |
You have 25 days to repay your balance for purchases before a finance charge will be imposed. |
|
Method of computing the balance for purchases |
Average Daily Balance (including new purchases) |
|
Annual fees |
$0.00 |
|
Minimum finance charge |
$0.00 |
| Transaction fee for purchases |
$0.00 for domestic purchases; 1% of transaction amount for foreign transactions. |
