Holiday Loans & Skip-A-Pay
Now Available!
Holiday Skip-A-Payment
It’s the season of giving, and First Choice Credit Union is offering some relief for the holidays! FCCU is now offering our annual holiday skip payments on personal and auto loans. Choose to skip your November , December, or January loan payment!
To fill out a Holiday Skip-A-Payment form, click the link below, or text “Skip” to 561-641-0100 to receive the form on your mobile device.
*Link will take you to DocuSign for the secure form to submit your Skip-A-Payment request. Fees and restrictions may apply; see the form for more details. Mortgages and equity loans/lines do not qualify for skip-a-payments. First Choice Credit Union places an automatic skip payment for all members holding a credit card account during the month of December.
Holiday Loans
Borrow up to $2000.00 to help with those holiday expenses!
It’s that time of year again! The Holidays are filled with joy and the spirit of giving. However, they can also be overwhelming and expensive. For these festive times of giving, First Choice Credit Union is proud to offer members holiday loans to help you cover those holiday costs!
Now through January 30, 2025, qualified members can apply for a holiday loan for up to $1,200 with rates as low as 7% APR* with a 12 month maximum term.
Holiday Loans 1 | ||
---|---|---|
CREDIT SCORE | APR2 | MAX LOAN AMOUNT |
720+ | 7.00% | $2,000.00 |
680-719 | 7.50% | $2000.00 |
640-679 | 8.00% | $1,200.00 |
600-639 | 9.00% | $1,200.00 |
Less than 600 | 11.00% | $1,200.00 |
1Not all applications will qualify and are subject to income verification, identity verification, credit review, and ability to pay. First Choice CU reserves the right to change or cancel promotion at any time. Rates and terms are based on credit worthiness and loan amount.
2APR = Annual Percentage Rate. Rates are subject to change.
3Terms are based on the amount borrowed. For every additional $100.00 borrowed on the listed product, one month is added to the term of the loan. Terms and conditions are subject to change.
Holiday Loan Terms (based on amount borrowed)1 | |
---|---|
AMOUNT | TERM3 |
$500.00 | 5 Months |
$600.00 | 6 Months |
$1000.00 | 10 Months |
$1200.00 | 12 Months |
$2000.00 | 12 Months |