Money Market Accounts

Money Market Options

Enjoy access to your funds while earning higher dividends! FCCU members can enjoy the liquidity of a checking account and earn greater dividends at the same time with one of our Money Market accounts.

Earn more for your money with our Money Market account. It’s a smart investment if you want a higher rate of return, liquidity, and the safety of a federally insured account. Dividends are calculated daily, and rates increase automatically as your balance grows.

Other benefits of a First Choice Credit Union Money Market account:

  • There is NO penalty or fee for early withdrawals.
  • Personalized Money Market checks are FREE.
  • You can have up to three checks per month clear your account (minimum check amount is $100).
  • Make up to six withdrawals per month (including the three checks above).
  • Transfers may be made through Home Banking and automatically from other FCCU accounts .
  • Unlimited withdrawals may be made in person at any FCCU branch.
  • Low minimum balance required of just $2,500.

Overdraft protection is automatically available. Plus, you have the option to choose either our Courtesy Overdraft Protection or Overdraft Line of Credit.

Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.
*See our Fee/Disclosure Schedules for full details.

For members looking for a little more from a Money Market Account, our Super Money Market Account may be just for you. It offers you a higher rate of return, easy access to your funds, and the security and safety of being a federally insured account.

Other benefits of a First Choice Credit Union Super Money Market account include:

  • NO penalty or fee for early withdrawals.
  • FREE personalized Money Market checks.
  • Up to three checks per month clearing your account (minimum check amount is $100).
  • Up to six withdrawals (includes the three checks above) per month.
  • Transfers made through Home Banking and automatically from other FCCU accounts.
  • Unlimited withdrawals made in person at any FCCU branch.
  • Funds that are not subject to Florida State Intangible Tax.
  • Automatic overdraft protection. Plus you have the option to choose either our Courtesy Overdraft Protection or Overdraft Line of Credit.
Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.
*See our Fee/Disclosure Schedules for full details.
Money Markets AccountsAPY*Dividend Rate
Super Money Market - Balance up to $49,999.990.15%0.15%
Super Money Market - Balance up to $50,000 & over1.35%1.35%
Money Market - Balance $0 - $2,499.990.10%0.10%
Money Market - Balance $2,500 - $9,9990.40%0.40%
Money Market - Balance $10,000 - $24,9990.55%0.55%
Money Market - Balance $25,000 & over0.77%0.70%